How we can help you.
We want to make sure anyone who is entering the mortgage world for the first time, is being helped at every stage of the process. Being a first-time buyer can be intimidating and we want to make sure that every client is talked through every stage of the buying process, so it is important to know that because of our experience in the property industry we can help anyone looking to purchase their first home. We will want to know the following about you:
What's your long-term plans for your first purchase?
Your current work situation including income structure?
The size of the deposit and where it is coming from?
How much you feel comfortable paying towards your monthly mortgage payments?
What commitments do you currently have?
From here we can guide our clients to show them what options they have for getting a mortgage, talking them through different mortgage types, repayment methods and length of the mortgage and how all these can affect the monthly payments. We can also recommend solicitors and what costs will be involved with them, talk them
through how much stamp duty they will need to factor into any purchase and any other costs they need to factor in. When they have then found a property they are interested in making an offer on, our mortgage advisors can help them finalise a mortgage product most suitable for them.