top of page
Earls Court


Case Study Three

These case studies represent real customer scenarios that we have dealt with previously. They are presented for guidance only and advice will be given in respect of your own, personal circumstances.


Client Profile 

First-Time Buyer, Newly Qualified Dentist and Self Employed

Age: 27 

Occupation: Dentist

Location: Earls Court, London

Financial Situation 

First-Time Buyer, 30% deposit, and Self Employed.

The Challeng

The difficulty was finding a lender for this client as they were a newly qualified dentist with only 6 months’ worth of first year accounts. They also needed 5.5 x income in order to purchase their dream home.

Our Solution 

With our strong understanding of the Professional market and our relationships with specialist lenders we were able to speak directly to an underwriter in order to present the case and attain confidence that our client’s situation was feasible. By taking time to understand what the circumstances were, and knowing lenders who are more lenient on this type of situation, we were able to secure them borrowing with a specialist lender who offered favourable rates. Moreover, our deep understanding of how self-employed income works we were able to package the application correctly and give our client the best chance of securing a mortgage offer.

Results Achieved 

The client received a successful mortgage offer within 7 working days after being told by two previous brokers that it was unlikely.


Why Choose Prestige Private Finance?  

We have a deep understanding of what lenders look for and how their criteria differ from case to case. The complexities in this case made it challenging, but with our extensive experience in the mortgage world meant that we were able to advise the client in the best possible way and achieve a successful outcome where other brokers failed.  


Are you facing a similar mortgage challenge? Contact us today for a personalised solution that prioritises your financial wellbeing. 

"Thanks to Anne-Marie's unwavering dedication and expertise, she helped me achieve my dream of buying my own home."

October 2023

bottom of page